A Church That Makes a Difference!

FINANCIAL PEACE


updated-2 05–03–11

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A B O V E :   The Financial issues of life   swell before us as we walk paths through our lives.  The pea-gravel path here is in central Roma, Italia.



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Learn how to manage God’s money in God’s ways!  You are invited to attend classes at Broadman taught by Dave Ramsey and learn how to get your financial house in order.    Learn about DEBT, REAL ESTATE, MUTUAL FUNDS, CREDIT, MORTGAGES and many other MONEY  MATTERS.

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green-to-black-bar1 ….. See TESTIMONIALS below.

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green-to-black-bar1…..FPU for 2010 was held in the Youth Room at Broadman on Thursdays at 7:00 pm.  The course was 13 weeks long.  Each class was approximately two hours long.   Kits ($109 each) were purchased through the Dave Ramsey website www.daveramsey.com.

 

………..Orientations:  Sunday, July 25, 2010, at 12:30 pm and Thursday, July 29, 2010, at 7:00 pm.

………..Classes began: August 5, 2010

………..Classes ended: October 28, 2010

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green-to-black-bar1 …..You may register on-line at  www.daveramsey.com.  Click on find a class and enter your zip code then access  Broadman Baptist Church.

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green-to-black-bar1 ….. Baby-sitter required? Contact  Coordinator

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……………..[ Vacant ], Coordinator
……………..Financial Peace University.
sunset-water.T E S T I M O N I A L S. I was raised in a household where a lot of the basic principals of the Dave Ramsey program were implemented, (even though neither of my parents had ever heard of Dave Ramsey).  Of course like most kids, I didn’t always follow the good teachings of my parents.  After many years of just being “okay” in my financial life, I was sick and tired of the mediocrity in this aspect of my life. Shortly after moving to Ohio and attending a Dave Ramsey live event in Pennsylvania, I became gazelle intense and decided to host a FPU at Broadman Baptist — that was 2003.  Since then, lots of wonderful things have happened in my life; I married a wonderful man in 2007, Dave.  This up coming FPU will be the 9th one held at Broadman Baptist.  Oh…did I forget to mention Dave and I are DEBT FREE!!  We are on Baby Step 6: working on paying off our condo early.”JOYCE LAPE

 

 

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This class was more than I expected, I am feeling so much better about my future. I have even been able to apply some of the techniques taught to my work place which has helped.  When my friend told me to take this class that it would change my life, I thought he was being a bit dramatic, but it is true; I think so much differently than I did before the class.  I actually see a road ahead of me, rather than feeling like the victim who is stuck. I SO promote this class, it is like nothing else, anyone can get something out of it.”MICHELLE FITZGERALD [class of 2010]

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FPU changed my life!  Preparing and sticking to a monthly budget is the key.  The budget helps you plan for future expenses that often can send you into that crisis mode associated with a paycheck-to-paycheck lifestyle.  If you want to break this cycle it really is as simple as preparing a monthly budget and following it!”— ROXANE ORTMAN [class of 2010]

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We [my husband and I] attended Financial Peace University-2009 and were rather skeptical  when we signed up. We are already thrifty, we cut coupons, shop around town for the best prices on groceries, make stores price match on major purchases, and even call around better natural gas and cable TV rates. What could we possibly get out of this class?  We assumed the class must be for “financial dummies”, people up to their eyeballs in debt and bankruptcies, and the uneducated and those who lack common sense. We thought that until we saw more and more of our friends take Dave Ramsey’s course. Well, we were going to find our what all this “FPU” is all about. Dave Ramsey’s FPU course is about equipping each individual/family the knowledge to get out of debt quickly and with great enthusiasm, stockpiling money for retirement using investments, and creating life-changing choices in everyday buying. You are even going to re-think about buying that morning cup of coffee. . .”   — LIZ and AARON WILKINSON

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Financial Peace University is a breath of fresh air for God’s people and it makes a powerful statement to our culture that spends what it doesn’t have.  FPU teaches God’s people to live by God’s financial advice found in the Word of God.  Too many people who are called by God’s name are unable to give God’s way or live God’s way because they are slaves to the lenders and are in bondage of self-induced debt because they have allowed themselves to conform to the ways of the world.  I can only pray that God’s people will find financial freedom by using FPU as an equipping tool.
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“Personally, my wife, Shawnetta, and I are on baby step 6 and are trying to pay off our house .  Honestly, we do not do everything that Dave Ramsey teaches down to the letter of the law, but we do apply the big principles that his curriculum is based upon from the Word of God.  It is our desire to strive to approach our finances with God and to keep His principles in mind always.  Fortunately, Shawnetta and I made farily wise financial decisions before going through FPU and we had already done many of Dave Ramsey’s baby steps without ever knowing what they were.  Put simply we had a financial plan, had a budget, invested in the future and gave God’s way already.   So for us Dave Ramsey’s FPU reinforced things we were already doing right and helped us become more focused and determined than ever before.
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“I recommend FPU to anyone and everyone.  Whether you are in debt up to your eye balls and see no way out or whether you are well off and have done well for yourself financially.  There is something for everyone to learn from the biblical principles taught in FPU.” PASTOR CHRIS McCOMBS

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The Great Depression had a strong impact on my dealing with finances since my parents lived through that period.  Looking back I can see how well they adapted, by living within their means, a strong savings ethic and their resisting the urge of impulse buying.  When Lottie and I first married we set goals of tithing to our church, buying only what we could afford, providing for and educating our children and saving for the future — and we met these goals.  I think all of these things are Dave Ramsey’s goals as well.  And, thankfully, Lottie and I are DEBT FREE!! “   — BILL and LOTTIE MOORE

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HELLO

I WOULD LIKE TO SAY WHAT A GREAT CLASS.
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MARTY AND I HAVE PAID OFF OVER $3,000.00 OF MEDICAL AND CREDIT CARD DEBT IN 4 MONTHS. WHAT A GREAT FEELING; AND EVERY TIME WE PAY OFF SOMETHING WE DANCE TO CELEBRATE A VICTORY. THE FPU CLASS HELPED US IN KNOWING THAT THERE IS LIGHT AT THE END OF THE TUNNEL AND THAT WE WILL BE DEBT FREE. IT ALSO LET US KNOW THAT WE WERE NOT THE ONLY ONES WHO ARE IN DEBT.   OUR DEBT STARTED IN 2006 WHEN MARTY HAD CANCER AND WAS UNABLE TO  WORK FOR 6 MONTHS.  WE LIVED ON CREDIT CARDS FOR 6 MONTHS TO HELP PAY FOR RXs THAT THE INSURANCE DIDN’T COVER.   WELL, IT JUST WENT FROM BAD TO WORSE AND SO HERE WE ARE TRYING TO PAY FOR IT ALL.   I WOULD LIKE TO SAY THAT I’M REALLY GLAD THAT I TOOK THE CLASS, AND DAVE RAMSEY GAVE ME THE STRENGTH TO KNOW THAT I WILL BE OUT OF DEBT AND HOPEFULLY SOON.
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GOD HAS ALSO PLAYED A BIG PART AS WELL, AS HE HAS WATCHED OVER US AND HAS ANSWERED SOME PRAYERS.   GOD BLESS TO THOSE WHO HAVE TAKEN THE CLASS AND TO THOSE WHO ARE GOING TO TAKE THE CLASS.  — ANNA & MARTY DAUGHERTY
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See TESTIMONIALS above.

Details for the 2010  Financial Peace University course.

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Preview
Sunday
July 25
12:30 pm
Prieview Thursday July 29
7:00 pm
Super Saving
Thursday
August 12
7:00 pm
Relating With Money
Thursday
August 19
7:00 pm
Cash Flow Planning
Thursday
August 26
7:00 pm
Dumping Debt Thursday
September 2
7:00 pm
Credit Sharks in Suits
Thursday
September 9
7:00 pm
Buyer Beware
Thursday
September 16
7:00 pm
Clause and Effect
Thursday
September 23
7:00 pm
That’s Not Good Enought
Thursday
September 30
7:00 pm
Of Mice and Mutual Funds
Thursday
October 7
7:00 pm
From Fruition to Tuition
Thursday
October 14
7:00 pm
Working In Your Strengths
Thursday
October 21
7:00 pm
Real Estate and Mortgages
Thursday
October 28
7:00 pm
The Great Misunderstanding
Thursday
November 4
7:00 pm
See TESTIMONIALS above..

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SCHEDULE COMPLETED IN 2009:

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T O P I C D A Y D A T E T I M E
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Preview Thursday July 30, 2009 7:00 PM
Preview Sunday August 2, 2009 12:45 PM
Super Saving Thursday August 6, 2009 7:00 PM
Relating With Money Thursday August 13, 2009 7:00 PM
Cash Flow Planning Thursday August 20, 2009 7:00 PM
Dumping Debt Thursday August 27, 2009 7:00 PM
Credit Sharks In Suits Thursday September 3, 2009 7:00 PM
Buyer Beware Thursday September 10, 2009 7:00 PM
Clause and Effect Thursday September 17, 2009 7:00 PM
That’s Not Good Enough Thursday September 24, 2009 7:00 PM
Of Mice and Mutual Funds Thursday October 1, 2009 7:00 PM
From Fruition To Tuition Thursday October 8, 2009 7:00 PM
Working In Your Strengths Thursday October 15, 2009 7:00 PM
Real Estate and Mortgages Thursday October 22, 2009 7:00 PM
The Great Misunderstanding Thursday October 29, 2009 7:00 PM

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FPU changed my life!  Preparing and sticking to a monthly budget is the key.  The budget helps you plan for future expenses that often can send you into that crisis mode associated with a paycheck-to-paycheck lifestyle.  If you want to break this cycle it really is as simple as preparing a monthly budget and following it!

Roxane Ortman